Investment

Building wealth through investing is a vital part of any financial plan but can often be one of the most confusing and emotionally challenging experiences you will encounter. Many marketers promise “get rich quick” stock suggestions or sure-fire “market timing” schemes. It is easy to prey on most people’s desire to acquire wealth quickly without applying the diligence, prudence and sacrifice that is actually necessary.

Principles to Investment Success

We can often look into the rear-view mirror and feel as though we “should have done” this or that. This “noise” can often cause us to make mistakes as we try to catch the next trend, or cause us not to take action at all. In most cases, following this noise usually leads to losing money.

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Registered Retirement Savings Plan (RRSP)

1. Registered Retirement Savings Plan (RRSP) Save now, tax-free • Pay taxes later at a lower tax bracket An RRSP is the most effective retirement savings and investing tool available to most Canadians. It lets the money you invest grow unaffected by taxes until it is withdrawn. That means your money has the potential to […]

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Registered Education Savings Plan (RESP)

Tax savings that benefit the whole family RESPs permit savings to grow tax-free until the beneficiary is ready to go to college, university or any other eligible post-secondary educational institution. Under the family RESP plan, if your child decides not to attend higher education, the RESP can be transferred to another beneficiary such as a […]

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Tax Free Savings Account (TFSA)

Tax Free Savings Accounts (TFSA) were introduced in the 2008 Federal Budget effective January 1, 2009 to help us save and invest for our future. Canadians who are 18 years of age or older may contribute up to $5,500 per year to a TFSA. TFSAs are great because the earnings are tax-free. In Canada, only […]

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Permanent Cash Value Life Insurance

A multifaceted tool to serve your insurance, investment and tax sheltering needs Whereas temporary life insurance covers a variety of short term risks, such as providing mortgage protection or income replacement, permanent life insurance not only covers risks but also acts as an important vehicle to maximize estate and retirement planning as well as business […]

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Testimonials

"Mahshid has an amazing talent for blending professionalism seamlessly with a friendly and compassionate demeanor. I have been particularly impressed with her ability to convey her expertise in easy to understand language. The depth of her knowledge made the decision making process easy for me in several financial and insurance cases. Her professional recommendations and assistance in selecting the appropriate policies have always given me peace of mind. Mahshid is thorough, educated and it is clear that she has the best interests of her clients in mind. I encourage anyone looking for financial or insurance services to contact with Mahshid right away!"
— Younes Rashidi, MASc, BSc at Simon Fraser University