Health and Dental plan for employees and Individuals

A group benefits package not only helps to attract the right talent for your company—it also helps to retain employees and protect your investment in case an employee becomes sick or injured.

We custom design benefit programs that will help alleviate the costs of health, drug and dental care services.

It is important for a business to have a benefit plan that meets the needs of their employees, while considering what program is the most suitable and practical for the company.

The best way to achieve this is to work with someone who is a specialist in the field. For this matter we joined with  EBS with over 15 years experience in the industry.

We are able to complete an audit of your existing plan, or we can help create a new one specific to your needs and situation. And, as an insurance broker, we can search the market for the best value.

This means you will have the coverage that makes sense for your employee’s, that is the best fit for your company and ensures that you are not paying premiums for coverage you don`t need. Also, when you work directly with a benefits consultant, you are guaranteed personal and individualized service with ongoing support that can evolve with the needs of your business.

Any type of businesses, whether there are 2 or 200 employees, will benefit from having a group insurance program for their employees.  It is a great way to attract, and retain, the best talent.

If you are considering a plan, or you want to update an existing program, we can source the best benefit program at the most reasonable cost.


Manulife Financial offers Health, Dental and Extended Health Care benefits with

the following options:

* Coverage for Individuals and Families

* Coverage for those who are self-employed or those whose group benefits have been


Flexcare offers 7 different health and dental plans (3 of which are guaranteed issue) and

many add-on benefits so that you can design a health plan that best meets your specific


Click here to learn more about Flexcare.

FollowMe offers 4 guaranteed issue plans which are designed to bridge the gap for

people who are leaving a group plan due to job loss or retirement so that their health and

dental coverage is not interrupted. As long as you apply within 60 days of leaving your

group plan, you are guaranteed acceptance with FollowMe.

Click here to learn more about FollowMe.

Association Health and Dental plans offer 8 different plan choices with options for

Dental only and Dental + Drug benefits.

Click here to learn more about the Association Health and Dental plans.


"Niklife Financial is a customer oriented business. Mahshid knows the market, she is willing to listen to customer needs and provide the best solution fast and efficient."
— Sadaf Nezafatkhah, P.Eng., MBA, MASc