Business

There are many situations where financial planning can provide fund for the needs of a businesses. With the right financial planning the business can be protected from dissolve in the event of the death or disability of the shareholders or key person.

The funding needs covered include the following:

Health and Dental plan for employees and Individuals

A group benefits package not only helps to attract the right talent for your company—it also helps to retain employees and protect your investment in case an employee becomes sick or injured. We custom design benefit programs that will help alleviate the costs of health, drug and dental care services. It is important for a […]

Read More

Health and Welfare Trust

Health and Welfare Trust (HWT) is a plan that facilitates self-employed individuals and incorporated companies through paying their health and dental expenses in a tax-effective and cost-efficient manner. Health and Welfare Trust works very differently than traditional group or individual health and dental insurance programs. In this innovative benefit package, no ongoing monthly premium payments […]

Read More

Executive Compensation

Another business use of life insurance is in situations where an employer is interested in providing an employee with a supplementary benefit package. Supplementary benefit packages are often used by employers as a means of attracting executives. These packages offer a wide assortment of benefits that may include life insurance protection. The life insurance protection […]

Read More

Wealth Creation

Often the retained profits or surplus cash of a business, whether an operating company or an investment holding company, are invested in GIC’s, or taxable investments, and are not paid out to the shareholder. However, these taxable investments may not be the most advantageous way for the corporation to invest its’ retained profits. Instead profits […]

Read More

Key Person Funding

Key person insurance protection involves the use of life insurance to create immediate working capital for a business to meet immediate cash needs and to find a replacement in the event of the death of a business owner or a key executive.

Read More

Business Loan Protection

Business loan protection involves the use of insurance to create immediate working capital for a business to repay business debts in the event of the death or disability of a business owner or other key executives.

Read More
"Mahshid Helped me to understand the taxation in BC , my needs as a real estate agent and employer, and the benefits I could have. She found us a great plan to accommodate all our needs as well as maximizing our profits. She was understanding, professional, and concise."
— Sam Mehrbod